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Getting an affordable CHFA mortgage

CHFA offers 30-year, fixed rate, low interest loans through private lending institutions. You can apply through a participating lender, a CHFA approved bank or a financial institution. After loan approval, CHFA services your mortgage which means you’ll always make your payment to CHFA. We’ll work closely with you to try to overcome any difficulties that could cause you to default on your loan.

Find out what loan program works best for you. 

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If you qualify for a loan, you also qualify for an optional deferred CHFA second mortgage loan to assist with down payment and closing costs.

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